If you have ran into needing extra cash quickly, Payday Loans will lend you cash and it does not matter if your credit is good or bad. Once you fill out the application online it is approved in no time. You then go over the terms of the agreement carefully to repay the loan back via email. If you accept the terms with Payday Loans your cash will be direct deposited into your bank account usually between 24-48 hours. You can use the money for anything that you wish there are no strings attached, it is nice to get around the holidays to pick up those last minute gifts!